Privacy Policy

Effective Date: June 1, 2026

At Loanbuddy365 (“we,” “our,” or “us”), we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store, and protect your information when you visit our website or use our loan advisory services.

Information We Collect

When you contact us, submit an enquiry, apply for a loan, or use our services, we may collect the following information:

Personal Information

  • Full Name
  • Mobile Number
  • Email Address
  • Residential Address
  • Date of Birth
  • PAN Card Details
  • Aadhaar Details (where required)
  • Employment or Business Information
  • Income Details
  • Bank Statements and Financial Documents

Technical Information

  • IP Address
  • Browser Type
  • Device Information
  • Website Usage Data
  • Cookies and Analytics Data

How We Use Your Information

We use your information to:

  • Assess your loan requirements.
  • Match your profile with suitable banks and NBFCs.
  • Process loan applications.
  • Verify identity and eligibility.
  • Communicate regarding your enquiry or application.
  • Improve our website and services.
  • Comply with legal and regulatory requirements.
  • Send important service-related updates.

Information Sharing

We do not sell, rent, or trade your personal information.

However, we may share information with:

  • Banks and Financial Institutions
  • NBFCs (Non-Banking Financial Companies)
  • Credit Assessment Agencies
  • Verification Service Providers
  • Government or Regulatory Authorities when required by law

Information is shared only to facilitate loan processing and related services.

Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, misuse, alteration, or disclosure.

While we strive to protect your information, no method of electronic transmission or storage is completely secure. Therefore, we cannot guarantee absolute security.

Cookies

Our website may use cookies and similar technologies to improve user experience and analyze website performance.

You may choose to disable cookies through your browser settings. However, some website features may not function properly.

Third-Party Websites

Our website may contain links to third-party websites, including banks, NBFCs, and financial service providers. We are not responsible for the privacy practices or content of those websites.

We encourage users to review the privacy policies of any third-party websites they visit.

Your Rights

You may request to:

  • Access your personal information.
  • Correct inaccurate information.
  • Update your details.
  • Withdraw consent where legally permissible.
  • Request deletion of your information, subject to legal and regulatory obligations.

To exercise these rights, please contact us using the details below.

Data Retention

We retain personal information only for as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements.

Children’s Privacy

Our services are intended for individuals who are at least 18 years old. We do not knowingly collect information from minors.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the revised effective date.

Contact Us

If you have any questions regarding this Privacy Policy or how your information is handled, please contact:

Loanbuddy365
3rd Floor Anand Tarang Apartment, Near Karve Mangal Karyalaya, Shaniwar Peth, Pune, Maharashtra – 411030
Phone: +91 7447449960
Email: info@loanbuddy365.com

By using our website and services, you agree to the terms outlined in this Privacy Policy.